Investors

Desk-grade market intelligence, built to scale cheaply.

Termimal (Hiram OÜ, Estonia) is a cross-asset research terminal for independent traders — charting, macro, positioning, on-chain and prediction-market intelligence in one workspace, from €9.99/month. We sit in the gap between TradingView’s charting and the Bloomberg Terminal’s €2,000/month institutional suite.

The opportunity

Millions of independent traders are stuck choosing between charting-only tools and institutional terminals they can’t afford. The cross-asset research layer — macro regime, CFTC positioning, on-chain flows, event/prediction-market probabilities, AI synthesis — has never been packaged affordably for them. That is the wedge.

The structural moat: data cost

Competitors carry heavy market-data bills. Termimal is engineered so the majority of its stack runs on free, public-domain, commercially-licensed sources — SEC EDGAR, the U.S. Federal Reserve (FRED), CFTC, the ECB, the World Bank, Coinbase and Polymarket. That keeps cost of goods structurally low and gross margin high, while the equity-quote layer is a single, contained vendor line we can add as revenue scales. The result: institutional-style breadth at consumer-SaaS economics.

What’s already built

  • Live web terminal + marketing site, plus desktop and mobile (PWA) apps
  • Full billing (Stripe, free / €9.99 Pro / €19.99 Premium), auth, and admin back office
  • Complete legal & compliance stack (GDPR, EU AI Act disclosures, risk disclaimers)
  • Cross-asset data live: macro, crypto, FX, fundamentals, COT, news and prediction markets

Business model

Freemium SaaS: a permanent free tier for top-of-funnel, converting to Pro (€9.99/mo) and Premium (€19.99/mo), billed via Stripe with a 14-day trial. Growth channels: content/SEO, an affiliate program for trading creators, and product-led referral. Recurring revenue, low marginal cost to serve, EU-based.

Traction

To complete · Add current metrics here when ready — e.g. registered users, paying subscribers, MRR, trial-to-paid conversion, month-over-month growth, and any notable partnerships. (Pulled honestly from the signup-funnel analytics already running in the product.)

The raise & use of funds

We are pursuing a blend of non-dilutive Estonian/EU funding (e.g. EIS start-up & digitalisation grants, KredEx, Startup Wise Guys, EstBAN angels) and a focused pre-seed round. Capital goes to: (1) the licensed equity-data feed that completes coverage, (2) growth/marketing, and (3) key hires.

To complete · Add the specific ask (amount, instrument — e.g. SAFE/equity, valuation), runway, and milestone plan here.

Team

To complete · Add founder & team bios here — names, roles, relevant background (fintech, markets, engineering), and headshots. Investors weight team heavily, so this section should be real and specific before sharing the page externally.

Get in touch

For the deck, data room, or a call: investors@termimal.com.

This page is a high-level overview for information only. It is not an offer or solicitation to buy or sell any security, nor investment advice, and may contain forward-looking statements that are inherently uncertain. Any investment would be made solely on the basis of formal offering documents. © 2026 Hiram OÜ.

Termi
Termimal Support · Online
Hi, I'm Termi 👋 — Termimal's AI assistant, not a human. I can help you navigate the platform, explain features, and answer questions about plans, supported markets, and your account. I may make mistakes, so please verify anything important before relying on it. I can't give investment, tax, or legal advice. How can I help?
AI-assisted support · For account issues, email support@termimal.com